Cambridge, United Kingdom
Where centuries of intellectual heritage
meet the architecture of global finance
meet the architecture of global finance
Securing Your Legacy Across Borders
Cambridge Global Wealth provides cross-border wealth planning in partnership with top-tier global financial institutions to address the complex succession challenges faced by affluent families in Japan. By integrating European-standard trusts and global inheritance insurance, we ensure your legacy is seamlessly passed on to the next generation.
Our PolicyUnder Japan's severe inheritance tax regime, which reaches a maximum of 55%, the saying that "wealth dissipates in three generations" is not a metaphor, but a mathematical reality. There is a decisive contrast between traditional European wealthy families, who have preserved their fortunes intact for centuries, and Japanese asset owners, whose wealth diminishes with each generation.
This gap lies not in individual effort, but in the presence or absence of a robust wealth preservation structure. Maintaining assets solely through a domestic portfolio centered on real estate and privately held shares has already reached its limits. The predicament of being "Asset Rich, Cash Poor" imposes a heavy burden on the next generation. We engineer sophisticated structures to fundamentally resolve the liquidity issues caused by the very nature of these assets.
Unraveling the complexities of international law and taxation, we integrate the following three solutions to execute the optimal asset reallocation for your family.
We utilize VVIP insurance provided by global financial mega-groups that surpass major domestic insurance companies in both credit rating and scale. By converting rigid assets into immediate cash liquidity — with anticipated tax benefits through temporary income classification — we achieve both the securing of tax funds and the amplification of wealth through overwhelming leverage.
We arrange the formation of authentic trusts governed by Anglo-American law (common law). By legally separating ownership, we protect your assets from the rigid frameworks of domestic inheritance, enabling flexible succession that truly reflects your intentions.
We propose strictly compliant schemes adhering fully to Japanese tax laws and the Insurance Business Act. In collaboration with top-tier domestic and international law firms, our execution is fortified by robust legal opinions capable of withstanding rigorous scrutiny by tax authorities.
As an independent firm free from ties to specific financial institutions, we pursue solely the best interests of our clients. Our solutions are underpinned by a formidable network of the following global partners.
The professionals who make CGW's mission possible — in their own words.
"What drew me to CGW was the clarity of purpose. We are not here to sell products — we are here to solve a structural problem that affects generations. Every client we work with is navigating a deeply personal challenge, and being trusted with that is something I never take lightly. The rigour of our approach, and the calibre of the partners we work with, give me genuine confidence in what we deliver."
Cambridge Global Wealth operates exclusively through referrals from existing clients and trusted partner institutions. We do not accept direct enquiries. If you have been referred by an existing client or affiliated professional, please reach out through your designated point of contact.